Mortgages play a critical role in the financial life of most individuals and, in the current credit climate, it’s more important than ever to get good reliable advice, regardless of whether it’s a first mortgage, if you’re moving home, purchasing an investment property, or a property abroad, or just looking to change your mortgage arrangements.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of buy to let and overseas mortgages.
Overseas mortgages can be affected by changes in the currency exchange rate and the Sterling equivalent of your debt can increase as a result.