For most people, it is far more likely that they will suffer from a critical illness such as heart disease or cancer than die before they reach retirement. This makes it important to consider how you could protect yourself and your family if you were to develop a critical illness before you reached retirement.

Comprehensive critical illness insurance covers a range of specific illnesses, from many of which it is possible to make a good recovery. If you suffer from an illness that is covered by the insurance that you take out, you can be secure in the knowledge that you will get a lump sum to help you and your family deal with the situation with some financial security.

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